The University offers two dental insurance plans. The plans cover basic through major dental services, including surgeries, but offer different options for provider choice and how the services are paid. 

1. CIGNA DENTAL PLAN – DHMO

This plan offers low copays and works like an HMO.   You need to elect a primary care dentist to receive benefits.   You can elect or change your PCD at any time by visiting www.cigna.com/dental.

One preventive care exam every six months

Children under 16 eligible for two fluoride treatments per year

Orthodontic coverage for adults and children limited to a lifetime maximum of $2,400 per adult and $1,900 per child.

 

2. METLIFE DENTAL PLAN – PDP

The MetLife Preferred Dental Plan offers an extensive network of dentists and facilities to choose from.   This plan also offers the option of going out-of-network for higher costs.  Please keep in mind that MetLife does not issue member ID cards; your MetLife policy number is your social security number.

For more information, contact MetLife Customer Service at 1-800-438-6388 or visit the MetLife Web site at www.metlife.com/dental

 

PREMIUM COMPARISON CHART

Faculty and Staff Dental Monthly Premiums - 2008

	CIGNA	MetLife
Employee Only	$11.86	$32.46
Employee + Child	$26.78	$80.06
Employee + Children	$30.10	$89.86
Employee + Spouse/Partner	$24.78	$76.62
Employee + Family	$45.32	$126.02

 

DENTAL PLAN CONTACTS

Cigna DHMO	Group #10086323	1-800-367-1037
MetLife PDP	Group #1164281	1-800-438-6388

 

ADDITIONAL DENTAL PLAN RESOURCES

2008 Dental Plan Comparison Chart
2007 Dental Web Page
2008 CIGNA Rate Schedule
CIGNA Nominate a Dentist Form
CIGNA Dental Decision Guide
CIGNA Q & A
UMMG Dental Rates
Part-Time UMMG Dental Rates