The following examples can help you understand how your medical expenses will vary depending on your personal health profile and the plan you choose.
High Medical Plan Use: Low Medical Plan Use: |
High Medical Plan Use: Barbara and her husband Danny elect employee plus spouse coverage. Barbara and Danny incur expenses during the year for office visits, an emergency room visit, and maintenance prescriptions. Low Medical Plan Use: Brian and his wife Michelle elect employee plus spouse coverage. They are generally healthy during the year and incur only medical expenses for doctor's visits and prescription drugs. |
High Medical Plan Use: Grace elects employee plus child coverage for herself and her son Alex. Grace and Alex incur expenses during the year for office visits, an emergency room visit, and prescriptions. Low Medical Plan Use: Jessica elects employee plus child coverage for herself and her daughter Angela. Jessica and Angela are generally healthy during the year and incur only medical expenses for office visits. |
High Medical Plan Use: Bill elects employee plus children coverage for himself and his two children, David and Christa. Bill and his children incur expenses during the year for office visits, a hospital stay, and maintenance prescriptions. Low Medical Plan Use: Laura elects employee plus children coverage. She and her children Ava and Henry are generally healthy during the year and incur only medical expenses for doctor's office visits and prescription drugs. |
High Medical Plan Use: Low Medical Plan Use: |