Benefits Administration

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2009 Health Care

2009 Medical Plans

The UM/Aetna Medical plans do not have pre-existing condition limitations.  All of the plans offer the same benefit coverage.  The UM Group ID is 811409. For a list of general exclusions, click here.

Medical Plan Highlights
Medical Plan Premiums
Medical Plan Comparison Chart
Important Forms and Claims Information
Urgent Care Centers
Walk-In Clinics
Registered Dieticians
UHealth Primary Care Physicians
Medical Plan Desk References
Contact Aetna

MEDICAL PLAN HIGHLIGHTS

 

  • All plans are open access with referrals not required to see a specialist.
  • Copays are lower in all plans for services performed by UHealth providers and at UM facilities
  • Quest Labs is the preferred in-Network lab. Lab work performed at Quest locations is covered at 100 percent under all UM/Aetna medical plans.  Members will not have a copay or deductible expense with the exception of members enrolled in the Choice POSII HRA plan.  Under the Choice POSII HRA plan, lab work performed at these locations are covered at 100 percent if you have funds remaining in your HRA or after you meet your plan deductible.  To find a quest lab, visit www.questdiagnostics.com.

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2009 MEDICAL PREMIUMS

2009 Faculty & Staff Monthly Medical Premiums

 

Aetna Select 1

Aetna Select 2

Choice POSII 600

Choice POSII HRA

Employee Only

$117

$60

$258

$20

Employee + Child

$231

$128

$452

$87

Employee + Children

$277

$189

$494

$129

Employee + Spouse/Partner

$360

$212

$655

$154

Employee + Family

$400

$233

$721

$179

Notes:

  • All monthly premiums include prescription drug coverage.
  • If you are a smoker, your monthly premium for medical coverage will be increased by $20, and if your spouse/domestic partner is a smoker, your monthly premium will be increased by $20. Therefore, if both you and your spouse/domestic partner are smokers, your monthly premium will be increased by $40.
  • If you and your spouse/domestic partner complete the six-week Be Smoke Free Program held at the UM Wellness Centers, the smokers' surcharge will be removed for the remainder of the calendar year. For more information about the Be Smoke Free program, visit www.miami.edu/besmokefree.
  • A $20 monthly Spousal Surcharge will apply to spouses/partners (partner refers to same sex domestic partner) who are eligible to participate in their employer sponsored medical plan but choose to participate in the University's group medical plan. The surcharge will be waived if the spouse/partner does NOT have access to medical coverage through his/her employer. To avoid this surcharge, the employee MUST complete the No Access to Employer Sponsored Medical Insurance Certification Form located at www.miami.edu/myUM during Open Enrollment.

  

UMMG Medical Premiums
Residents' Medical Premiums
Part-Time Medical Premiums
COBRA Medical Premiums
Long-Term Disability Medical Premiums
Retiree Medical Premiums 

 

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MEDICAL PLAN COMPARISON CHART

Click here  to view a comparison of medical plan design details including copays, deductibles and the out-of-pocket maximums.

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IMPORTANT FORMS & CLAIMS INFORMATION

If you receive a bill for covered services from an Aetna provider you must do the following:

In-Network:

Make a copy of your Aetna ID card (front and back) and a copy of the bill. Send a copy of both to the provider who is sending you the bill.  This will alert the provider to bill the insurance company. Provide an explanation of the issue. Follow the same steps as above, but mail the information to the Aetna claims address below.  Provide an explanation of the issue.

Out-of-Network:

Complete the claim form located below.  Send Aetna a copy of your Aetna ID card and a copy of the itemized bill.  When filing a claim you will need to provide: member ID, billed charges, patient date of birth, procedure code(s), diagnosis code(s), provider name and address or tax ID, and indicate on the bill if the charges were paid.

Note: If you would like assistance with regard to medical claims issues from a University benefits representative, you must first complete the online HIPAA authorization.  The Health Insurance   Portability and Accountability Act (HIPAA) provides rights and protections for participants and beneficiaries in group health plans. HIPAA includes protections for coverage under group health plans that limit exclusions for preexisting conditions and prohibit discrimination against employees and dependents based on their health status. To complete the authorization, log on to www.miami.edu/myUM, click “employee”, then “benefits”, under “UMatter Benefits” click “HIPAA Authorization.”

 

Mailing Address for Aetna Claims:

Aetna
P.O. Box 981106
El Paso, TX 79998-1106

Aetna Medical Claim Form
Click here to download

Aetna Rx Claim Form
Click here to download

Provider Nomination Form
Click here to download

Transfer of Coverage Form
Click here  to download

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URGENT CARE CENTERS

Click here for a listing of Urgent Care Centers in Miami-Dade, Broward, Palm Beach, Martin, and St. Lucie counties.

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WALK-IN CLINICS

Click here for a listing of Walk-In Clinics in Miami-Dade, Broward, and Palm Beach counties.

Click here for a listing of participating MinuteClinic (CVS) and Take Care (Walgreens) locations in the state of Florida.

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REGISTERED DIETICIANS

Click here for a listing of registered dieticians in the tri-county area.

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MEDICAL PLAN DESK REFERENCES

The Medical Plan Desk References include important information such as costs for specific medical services, useful definitions, prescription drug plan guidelines, contact information, and more. In addition, included in each desk reference is a UMatter Preventive Care Wallet Card. Keep this card with the Aetna medical identification card for easy reference to your free preventive care services.

Aetna Select 1
Aetna Select 2
Aetna POSII 600
Aetna POSII HRA

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CONTACT AETNA

Online: www.aetna.com
By phone: 800-824-6411

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To view the 2008 Medical Plan Web page, click here.

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