Degree-seeking graduate students receiving federal aid must complete their degrees within 150% of the normal time for completion as determined by the school or college catalog under which the student was admitted. For example, if an academic program requires 120 credit hours, the student must complete the program within 180 total credit hours. Credits used in this calculation include those accepted for transfer and those attempted at the University of Miami.

Graduate students entering the dissertation or thesis stage of their degree program may receive federally funded assistance for only two years. Please note that these two years are included in the maximum periods previously listed.

Graduate students who plan to enroll in a graduate degree program should keep in mind their aggregate loan limits. For more information, go to the National Student Loan Data System (NSLDS) at www.nslds.ed.gov. This site displays information on loan amounts, outstanding balances, loan statuses and disbursements.